PERSONAL LOANS
Promotional Rates Effective January 1, 2020 - March 31, 2020
Term | APR* as low as | Payment Sample (based on $1,000) |
| 1 Year | 4.00% | 12 estimated monthly payments of $85.15 |
| 2 Year | 4.25% | 24 estimated monthly payments of $43.54 |
| 3 Year | 4.50% | 36 estimated monthly payments of $29.75 |
| 4 Year | 4.75% | 48 estimated monthly payments of $22.92 |
| 5 Year | 5.00% | 60 estimated monthly payments of $18.87 |
| 6 Year | 5.50% | 72 estimated monthly payments of $16.34 |
| 7 Year | 6.00% | 84 estimated monthly payments of $14.61 |
| *APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. | ||
NEW & PRE-OWNED AUTO LOANS
Term | APR* as low as | Payment Sample (based on $1,000) |
| 3 Year | 2.24% | 36 estimated monthly payments of $28.75 |
| 4 Year | 2.49% | 48 estimated monthly payments of $21.91 |
| 5 Year | 2.74% | 60 estimated monthly payments of $17.85 |
| 6 Year** | 3.74% | 72 estimated monthly payments of $15.53 |
| 7 Year** | 4.24% | 84 estimated monthly payments of $13.78 |
*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Other restrictions apply. Offer not available for commercial type vehicles, commercial business use, or internal refinancing. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice. **6 and 7 year financing available only for automobiles priced $20,000 or more | ||
SOLAR PHOTOVOLTAIC LOAN
Term | APR* as low as | Maximum | Payment Sample (based on maximum loan amount) |
| 5 Year | 4.99% | $25,000 | 60 estimated monthly payments of $531.00 |
| 7 Year | 5.99% | $50,000 | 84 estimated monthly payments of $798.00 |
| *APR: Annual Percentage Rate. Rate includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Your specific rate may vary, depending on your credit worthiness and other factors. No payments due for the first six months of loan. Interest will continue to accrue during this period. Other restrictions apply. | |||
VISA - PLATINUM CASH REWARDS
| Credit Card Type | Term | APR* |
| Platinum Cash Rewards Credit Card | Revolving | 10.65% - 17.65% |
| *APR: Annual Percentage Rate. Your specific rate may vary, depending on your credit worthiness and other factors. Other restrictions apply. | ||
SHARE SECURED
Term | APR* | Payment Sample (based on $1,000) |
| 1 Year | Share Rate + 2.50% | 12 estimated monthly payments of $84.56 |
| *APR: Annual Percentage Rate. | ||
Please call our Consumer Loan Department at 536-0833 for more information.
Equal Housing Lender | Federally Insured by NCUA
Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.
