PERSONAL LOANS
Term | APR* as low as | Payment Sample (based on $1,000) |
| 1 Year | 3.50% | 12 estimated monthly payments of $84.92 |
| 2 Year | 3.75% | 24 estimated monthly payments of $43.31 |
| 3 Year | 4.00% | 36 estimated monthly payments of $29.52 |
| 4 Year | 4.75% | 48 estimated monthly payments of $22.92 |
| 5 Year | 5.00% | 60 estimated monthly payments of $18.87 |
| 6 Year | 5.50% | 72 estimated monthly payments of $16.34 |
| 7 Year | 6.00% | 84 estimated monthly payments of $14.61 |
| *APR: Annual Percentage Rate. Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your credit worthiness and other factors. Other restrictions apply. | ||
NEW & PRE-OWNED AUTO LOANS
***SPECIAL AUTO LOAN RATES END SEPTEMBER 30, 2016***
Term | APR* as low as | Payment Sample (based on $1,000) |
| 3 Year | 1.50% | 36 estimated monthly payments of $28.42 |
| 4 Year | 1.75% | 48 estimated monthly payments of $21.59 |
| 5 Year | 2.00% | 60 estimated monthly payments of $17.53 |
| 6 Year** | 3.00% | 72 estimated monthly payments of $15.19 |
| 7 Year** | 3.75% | 84 estimated monthly payments of $13.55 |
*APR: Annual Percentage Rate. Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account (discount offer good at the time of closing only). Your specific rate may vary, depending on your credit worthiness and other factors. Other restrictions apply. **6 and 7 year financing available only for automobiles priced $15,000 or more | ||
SOLAR PHOTOVOLTAIC LOAN
Term | APR* as low as | Maximum | Payment Sample (based on maximum loan amount) |
| 5 Year | 4.99% | $25,000 | 60 estimated monthly payments of $531.00 |
| 7 Year | 5.99% | $50,000 | 84 estimated monthly payments of $798.00 |
| *APR: Annual Percentage Rate. Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your credit worthiness and other factors. No payments due for the first six months of loan. Interest will continue to accrue during this period. Other restrictions apply. | |||
VISA - PLATINUM CASH REWARDS
| Credit Card Type | Term | APR* |
| Platinum Cash Rewards Credit Card | Revolving | 8.90% - 15.90% |
| *APR: Annual Percentage Rate. Rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your credit worthiness and other factors. Other restrictions apply. | ||
SHARE SECURED
Term | APR* | Payment Sample (based on $1,000) |
| 1 Year | Share Rate + 2.50% | 12 estimated monthly payments of $84.56 |
| *APR: Annual Percentage Rate. | ||
Please call our Consumer Loan Department at 536-0833 for more information.
Equal Housing Lender | Federally Insured by NCUA
Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.
