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With a minimum of $500, you can open a Share Certificate (CD)  and lock in your earnings. A variety of certificates are available with different terms ranging from 91 days to 60 months to suit your financial needs.

For a limited time, take advantage of our special Share Certificate (CD) rates for a 6 month, 1 year and 18 month terms! There's no limit to what you can earn!

 Share Certificate Super Rate Special

Visit any Hawaii Central FCU branch to apply or call (808) 536-3677 for more details.

View Rates

*APY=Annual Percentage Yield. APY is accurate as of August 28, 2018. Earn 1.51% APY for a 6 month term certificate; 1.91% APY for a 1 year term certificate; and 2.22% APY for an 18 month term certificate with a minimum deposit of $500. Rate and offer is subject to change without notice. A penalty fee may be imposed for early withdrawal. See Truth-in-Savings disclosure for more information. Federally insured by NCUA.