; Home Loan Rate Summary - Hawaii Central Federal Credit Union

NOTICE: Our offices will be closing at 12PM on Friday March 29, 2024 for Staff Training.

Rates > home Loans

Home Loan Rates

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Vacant Land Loans

Found the perfect lot but aren’t ready to begin construction on your dream home yet? Our Land Loans can help you secure property even if you’re not quite ready to begin building just yet.

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Construction Loans

Whether you already have a contractor lined up or plan to be your own contractor, our Construction Loans can fit your specific needs! Although a bonded contractor is recommended, it is not required for our Construction Loans. From Owner/Builder to Contractors, our Construction Loans can help you build the home of your dreams.

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Fixed 2nd Mortgages

With low mortgage interest rates, now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner. Our mortgage loans offer competitive rates and an experienced staff that will help you achieve your goals.