1st and 2nd Mortgages

With low Mortgage interest rates, now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner.  Our Mortgage Loans offer competitive rates and an experienced staff that will help you achieve your mortgage dreams.

Construction Loans

Whether you already have a contractor lined up or plan to be your own contractor, our Construction Loans can fit your specific needs!  Although a bonded contractor is recommended, it is not required for our Construction Loans.  From Owner/Builder to Contractors, our Construction Loans can help you build the home of your dreams.

Vacant Land Loans

Not ready to begin construction but found the perfect vacant lot?  Our Vacant Land Loans can help you secure property even if you’re not quite ready to begin building just yet.

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit allows you to borrow against your home’s accumulated equity without disturbing your savings or other investments.  These funds can be used for that long needed vacation, home improvements or to help pay for college tuition.  This revolving line-of-credit is a convenient way to borrow and make the most out of your home’s equity!

Early Disclosure

First-Time Home Buyer Program

First-Time Home Buyer Program

When you are ready to take the first step toward home ownership, our experienced staff is here to help! Don’t miss our limited-time-only First-Time Home Buyer Program! Low down payment and NO mortgage insurance required.

For more information and current home loans rates, please call us at 536-3677.

NMLS# 412820