VISA Platinum Cash Rewards Credit Card

HCFCUEMVCreditCardOur VISA® Platinum Cash Rewards Credit Card earns you cash back every year! Why wait years to save up reward points when you can automatically get rewarded every year reeling in your spent dollars back into your pocket.

Platinum Cash Rewards Credit Card includes:

  • 5% cash back on purchases for the first 6 months (up to $5000)
  • After the first 6 months, receive annual 1% cash back on all net purchases
  • Low introductory rate of 2.99% APR* for the first 6 months
  • After the first 6 months, APR as low as 8.90% - 15.90% based on your creditworthiness
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • No Foreign Transaction Fee
  • Design Your Own Card
  • Travel Accident & Baggage Delay Insurance
  • Travel & Emergency Assistance
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch


View our VISA® Disclosure

*APR: Annual Percentage Rate. 2.99% APR introductory rate will apply to all purchases and balance transfers made during the initial 6 months of opening your VISA account. After introductory 6 months, APR will be 8.90% to 15.90%, based on creditworthiness and will vary with the market based on Prime Rate. 5% cash back offer is only for new VISA accounts effective as of 5/15/15 and is subject to change without notice.  Receive 5% cash back on up to $5,000 in net purchases made in the first 6 months.  After introductory 6 months, receive 1% cash back on all net purchases. Net purchases are purchases minus credits and returns.  Cardholders in good standing will receive an additional 1% cash back for all net purchases made between November 15, 2015 - December 31, 2015.  Cash back earnings are credited to your card account in the December statement of each year. Hawaii Central Federal Credit Union membership is required. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details or call our Consumer Loan Department at 536-0833. Platinum Cash Rewards program and business partners are subject to change at any time without notice.