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VISA Platinum Cash Rewards Credit Card

HCFCUEMVCreditCardOur VISA® Platinum Cash Rewards Credit Card earns you cash back every year! Why wait years to save up reward points when you can automatically get rewarded every year reeling in your spent dollars back into your pocket.

Platinum Cash Rewards Credit Card includes:

  • 5% cash back on purchases for the first 6 months
  • After the first 6 months, receive annual 1% cash back on all net purchases
  • Low introductory rate of 2.99% APR* for the first 6 months
  • After the first 6 months, APR as low as 10.15% - 17.15% based on your creditworthiness
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • No Foreign Transaction Fee
  • Design Your Own Card
  • Travel Accident & Baggage Delay Insurance
  • Travel & Emergency Assistance
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch

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*APR=Annual Percentage Rate. 2.99% APR introductory rate will apply to all purchases and balance transfers made during the initial 6 months of opening your new VISA account. After the introductory 6 months, APR will be 10.15% to 17.15% based on your creditworthiness and may vary with the market based on the Prime Rate. Promotional 5% cash back offer (1% cash back with an additional 4%) only applies to new VISA accounts effective as of 1/1/18. Maximum amount earned for the additional 4% cash back is $250 on net purchases made in the first 6 months of opening your new VISA account, there is no limit on the other 1%. This offer is subject to change without notice. After the introductory 6 months, you will receive 1% cash back on all net purchases. Net purchases are purchases minus credits and returns. Cash back earnings are credited to your card account in your May and November statements of each year. Hawaii Central Federal Credit Union membership is required. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details or call our Consumer Loan Department at (808) 536-0833. Federally insured by the NCUA.

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