Updated April 6, 2020 Hawaii Central's statement on COVID-19. View Statement

 personal > Line of Credit

Lines of Credit

Our lines of credit allow you the flexibility to have access to funds whenever you need it. Our Line of Credit can be linked to your Share Draft Checking Account.

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Line of Credit

12.00%APR*

24 estimated monthly payments of $35.00*

(Example Payment per $1,000)

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Homeowners Line of Credit

7.00%APR*

12 Estimated Monthly Payments of $35.00*

(Example Payment per $1,000)

Line of Credit

Based on your good credit, a credit line is established for your convenience.  Anytime you need an advance, just call us. Or tie it in with your Super Draft Checking and write yourself a loan! It’s that easy.

 

Homeowners Line of Credit

Our Homeowners line of credit can help you pay for some of those small home improvements you’ve been putting off! You can apply for a revolving line of credit of up to $20,000. No equity required, you just need to be an owner-occupant homeowner!

*APR=Annual Percentage Rate.