Updated April 6, 2020 Hawaii Central's statement on COVID-19. View Statement

 personal > Personal Loans

Personal Loans

Whether it’s planning a vacation, consolidating your debts, or having unexpected financial needs, our personal loans can assist you with your needs with no collateral required.

Personal Loans

We offer personal loans at competitive rates with our quick and simple application process. Apply online or in-person for a personal loan when you need extra money for any purpose.

Share Secured Loans

Allows you to use your share savings account or share certificate as collateral to obtain a low interest loan and still earn dividends on your share savings account or share certificate.

*APR=Annual Percentage Rate

Personal Loan Benefits

  • Quick and Simple Application
  • Competitive interest rates
  • Flexible terms
  • Share Certificate and Share Secured Loans continue to earn dividends
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Personal Loans

AS LOW AS

4.00%APR*

12 Estimated Monthly Payments of $85.16

(Example Payment per $1,000)

Personal Loans

AS LOW AS

4.25%APR*

24 Estimated Monthly Payments of $43.54

(Example Payment per $1,000)

Personal Loans

AS LOW AS

4.50%APR*

36 Estimated Monthly Payments of $29.75

(Example Payment per $1,000)

Personal Loans

AS LOW AS

4.75%APR*

48 Estimated Monthly Payments of $22.93

(Example Payment per $1,000)

Personal Loans

AS LOW AS

5.00%APR*

60 Estimated Monthly Payments of $18.88

(Example Payment per $1,000)

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Share Certificate Secured Loan

3.75%APR*

12 Estimated Monthly Payments of $85.04

(Example Payment per $1,000)

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Share Secured Loan

2.65%APR*

12 Estimated Monthly Payments of $84.53

(Example Payment per $1,000)