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Fixed 2nd Mortgages

Fixed 2nd Mortgages

With low mortgage interest rates, now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner. Our mortgage loans offer competitive rates and an experienced staff that will help you achieve your goals.

Rate Effective as of July 3, 2020

RATE
APR*
TERM
EXAMPLE PAYMENT PER $100,000
5.500%
5.827%APR*
15
YEARS
180 Estimated Monthly Payments of $817.08

* APR = Annual Percentage Rate. Rates subject to change. 5.827% APR is based on a $100,000 loan amount with fixed, fully amortizing payments over a loan term of 15 years. The maximum credit line is $300,000 for loans up to 80% CLTV and $100,000 for loans up to 90% CLTV. Your final APR may vary based upon your loan amount, customary fees and closing costs which are treatable as interest when calculating your final APR. All loans subject to approval. Certain requirements and restrictions apply. Rates subject to change without notice. Please call for complete details. Visit HawaiiCentral.org for more information and to apply. Federally insured by the NCUA. NMLS #412820.

5.500%
5.567%APR*
30
YEARS
360 Estimated Monthly Payments of $567.80

* APR = Annual Percentage Rate. Rates subject to change. 5.567% APR is based on a $100,000 loan amount with fixed payments amortized over 30 years but with a balloon payment due at the end of the 15 year loan term. The maximum credit line is $300,000 for loans up to 80% CLTV and $100,000 for loans up to 90% CLTV. Your final APR may vary based upon your loan amount, customary fees and closing costs which are treatable as interest when calculating your final APR. All loans subject to approval. Certain requirements and restrictions apply. Rates subject to change without notice. Please call for complete details. Visit HawaiiCentral.org for more information and to apply. Federally insured by the NCUA. NMLS #412820.