Rates > PERSONAL > Personal Loans

Rate Summary

Personal Loans

Whether it’s consolidating your debts, having unexpected financial needs, or planning a vacation, our personal loans can assist you with your needs with no collateral required.

Rate Effective as of July 1, 2020

TERM
APR* (AS LOW AS)
Example Payment per $1,000
1
YEAR
1.74%APR*
12 Estimated Monthly Payments of $84.13

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Offer valid as of 07/01/2020. This limited-time offer is subject to change at any time without notice. Offer subject to end without notice. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

2
YEARS
2.24%APR*
24 Estimated Monthly Payments of $42.65

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Offer valid as of 07/01/2020. This limited-time offer is subject to change at any time without notice. Offer subject to end without notice. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

3
YEARS
2.74%APR*
36 Estimated Monthly Payments of $28.97

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Offer valid as of 07/01/2020. This limited-time offer is subject to change at any time without notice. Offer subject to end without notice. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

4
YEARS
3.74%APR*
48 Estimated Monthly Payments of $22.47

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Offer valid as of 07/01/2020. This limited-time offer is subject to change at any time without notice. Offer subject to end without notice. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

5
YEARS
4.00%APR*
60 Estimated Monthly Payments of $18.42

*APR: Annual Percentage Rate. Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Offer valid as of 07/01/2020. This limited-time offer is subject to change at any time without notice. Offer subject to end without notice. Other rates and terms available based on applicant’s creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.