Rates > Student Loans

Rate Summary

Student Loans

These loans are for eligible students to help cover the cost of higher education at a four-year college or university. We have several kinds of student loans and alternative loan options.

Rate Effective as of February 5, 2020

TERM
APR*
Payment Per $10,000 Financed
20
YEARS
6.00%APR*
240 estimated monthly payments of $71.64

*APR=Annual Percentage Rate. The APR is variable and may be adjusted quarterly based on the Prime index as published by the Wall Street Journal. APR will not go below 6.00% and will not exceed 15.00%. The total length of the Repayment Term will be twenty (20) years if the Account Balance at the end of the Draw Period is less than or equal to $40,000 and will be twenty-five (25) years if the Account Balance at the end of the Draw Period is greater than $40,000. Subject to credit qualification and additional criteria, including graduating from an approved school. Hawaii Central Federal Credit Union membership required.

25
YEARS
6.00%APR*
300 estimated monthly payments of $64.43

*APR=Annual Percentage Rate. The APR is variable and may be adjusted quarterly based on the Prime index as published by the Wall Street Journal. APR will not go below 6.00% and will not exceed 15.00%. The total length of the Repayment Term will be twenty (20) years if the Account Balance at the end of the Draw Period is less than or equal to $40,000 and will be twenty-five (25) years if the Account Balance at the end of the Draw Period is greater than $40,000. Subject to credit qualification and additional criteria, including graduating from an approved school. Hawaii Central Federal Credit Union membership required.