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Vacant Land Loan Rates

Vacant Land Loans

Found the perfect lot but aren’t ready to begin construction on your dream home yet? Our Land Loans can help you secure property even if you’re not quite ready to begin building just yet.

Rate Effective as of July 3, 2020

RATE
APR*
TERM
EXAMPLE PAYMENT PER $100,000
7.500%
8.702%APR*
2
YEARS
24 Estimated Interest-Only Payments of $625.00

* APR = Annual Percentage Rate. Rates subject to change. 8.702% APR is based on a $100,000 loan amount with interest-only payments for a term of two years. Your final APR may vary based upon your loan amount, customary fees and closing costs which are treatable as interest when calculating your final APR. The maximum credit line is $1,000,000 up to 75% LTV. All loans subject to approval. Certain requirements and restrictions apply. Rates subject to change without notice. Please call for complete details. Visit HawaiiCentral.org for more information and to apply. Federally insured by the NCUA. NMLS #412820.